Today’s CD rates for October 12, 2026: Highest APYs range from 4.50% to 5.25%

Explore top short- and long-term CD rates available today ...

CD Rates Today: October 12, 2026 – Rates Move Higher

Although the federal funds rate declined through the end of 2025 and CD rates followed suit, competitive CD rates remain ...

Best CD rates today, Monday, October 12, 2026: Multiple offers at or near 4.50% APY

Now may be your last chance to lock in today's high CD rates. Compare the best CD rates available today, Monday.
24/7 Wall St. on MSN

High-yield savings, CDs, or T-bills: Where your cash belongs when rates are rising

Quick ReadIn a rising-rate cycle, locking into a CD too early leaves your money earning less than the market for the entire ...