If you’re in search of a low-risk investment for some of your retirement savings, an IRA certificate of deposit is a worthwhile option. To determine the best IRA CDs on the market, we analyzed 341 CD ...

Although the federal funds rate declined through the end of 2025 and CD rates followed suit, competitive CD rates remain ...

Discover if including certificates of deposit (CDs) in your IRA aligns with your investment goals, risk tolerance, and ...

Find the bank CDs that are paying the highest rates and that are available to anyone in the U.S. All banks included in our ...

Planning for retirement? Here’s what you need to know about IRA CDs.

A CD is a specific type of savings account (known as a time deposit account) that comes with a fixed interest rate and a maturity period. CDs, depending on the yield, typically offer better yields ...

We identified the best CD rates and accounts available today based on interest rates, fees, and more. See our top picks across 6-month, 1-year, 18-month, and 2-year terms.

Our picks for the best 5-year CD rates can put your money to work for you. Read our full review to find the account that's just right for your circumstances.