The interest rate baton arrives at home a little late. A story about interest rates for households that haven't borrowed money.

The figure decided by the Bank of Japan took two months to reach our homes.The Bank of Japan raised interest rates, banks ...
24/7 Wall St

The Family Bank: Parents Are Lending Their Kids Mortgage Money at Rates the IRS Itself Publishes, and No One Owes Gift Tax on the Discount.

Parents can lend children mortgage money at the IRS's 4.92% long-term AFR, below retail rates, with zero gift tax owed on the discount. A written promissory note, recorded lien, and automated payments ...