Openly provides coverage for high-value homes in 24 states, offering guaranteed replacement cost coverage of up to $5 million. It covers primary homes, secondary residences and rental properties.

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

If you're operating a rental property, you generally need landlord insurance. Sometimes called rental property insurance or dwelling insurance, it's typically required if you have a mortgage on your ...

The 2026 insurance landscape is defined by climate resilience and loT-integrated protection. As volatile weather patterns reshape risk, top-tier insurers are shifting from reactive payouts to ...

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Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...