You may have seen or heard ads for a “no cost refinance” lately, a mortgage loan program that promises no fees or out-of-pocket expenses when you refinance your existing mortgage. While this type of ...

Ever wonder where your mortgage payment actually goes each month? Early on, most of it goes toward interest because the outstanding balance is large. Not much actually goes toward paying down your ...

Wondering how much equity you have in your home? Then you need to know your loan-to-value ratio, or LTV. And if you have two mortgages, it’s your combined LTV, or CLTV for short. Lenders pay close ...

Each month, Fannie Mae releases a forecast for home prices, sales, and mortgage rates, among other things. Between September’s report and October’s, they raised their estimate for the 30-year fixed a ...

With loan assumptions being a lot more common these days, I decided to build an assumable mortgage calculator. It allows you to compare an assumable mortgage versus a home loan at today’s market rates ...

Wondering how much you need to make to buy a house at a certain price? Well, my “Income Needed to Buy a House Calculator” lets you enter the purchase price and down payment, then determine how much ...

Mortgage rates have now fallen for five days in a row. That puts the average 30-year fixed mortgage around 7.375%, a three-week low and roughly… Read More »Mortgage Rates Keep Falling on AI Rout, But ...

One of the most common questions people ask is how much do you need to put down on a house? The answer is it’s probably less than you think. Potentially a lot less. There are still widespread options ...

Below is a list of “mortgage help” topics I feel are beneficial to anyone thinking about buying real estate, getting a mortgage, currently going through the mortgage process, or even those who already ...

There’s a new credit card in the works that will earn points on any mortgage payment you make each month. The Bilt Card 2.0 is nearly at the finish line and is expected to be launched on February 7th, ...

Well, it sounds like the new Mesa Homeowners Card got the attention of one of its competitors. Bilt is best known for its credit card that allows its members to earn points on rent, but soon ...

While searching for a home loan, you may have come across “Paramount Residential Mortgage Group,” or PRMG for short, along the way. It’s also possible that your real estate agent referred you to the ...