If you're operating a rental property, you generally need landlord insurance. Sometimes called rental property insurance or dwelling insurance, it's typically required if you have a mortgage on your ...

Openly provides coverage for high-value homes in 24 states, offering guaranteed replacement cost coverage of up to $5 million. It covers primary homes, secondary residences and rental properties.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

The 2026 insurance landscape is defined by climate resilience and loT-integrated protection. As volatile weather patterns reshape risk, top-tier insurers are shifting from reactive payouts to ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...